Linda Cardoza is a vice president of HOA banking for Alliance Association Bank in Southern California, serving the needs of prospects and clients in Orange County, Los Angeles County and Riverside County.

Since joining Alliance Association Bank in 2015, Ms. Cardoza has assisted community management companies enhance their efficiencies with products and services linked to their software of choice and by optimizing treasury management services, on-line payments, reserve investments, credit cards and loans for the associations they manage.

By analyzing and collaborating with prospects and clients to optimize their banking needs, Ms. Cardoza has gained the trust of those in the common interest development industry as a result of her financial knowledge, property management experience and ethical integrity.

Previously, Ms. Cardoza began her homeowner’s association banking career in 2006 as a relationship manager at Sunwest Bank. In 2008 as vice president, relationship manager with U.S. Bank in the Homeowners Association Division for 8 years.

Since 1989, Ms. Cardoza has held a California Real Estate License to manage and lease commercial real estate for fee management companies, REITs, financial institution, entertainment corporation, and community management companies. She is a designated Educated Business Partner with the Community Association Institute.

Ms. Cardoza is an active volunteer with the Community Association Institute chapters in Southern California where she was chairperson of the new member recruiting committee, member of the education committee and currently with programs committee. She also teaches the Community Association Institute finance courses to board members.

Ms. Cardoza resides in Orange County and devotes her time outside of work as a volunteer for Laura’s House, Ministries Feed the Hungry, Orange County CoastKeeper and USATF youth track organization.  

Cardoza enjoys hiking, traveling and is a 49er Faithful. 

About Us

Alliance Association Bank

Alliance Association Bank, a division of Western Alliance Bank, Member FDIC, delivers a tailored suite of deposit, financing and technology solutions designed for community management companies and homeowner associations nationwide. The bank’s relationship officers provide a broad spectrum of innovative and customized solutions to help community associations succeed, all with a high level of expertise and responsiveness. Alliance Association Bank is part of Western Alliance Bancorporation, which has more than $70 billion in assets. Major accolades include being ranked as a top U.S. bank in 2023 by American Banker and Bank Director. With significant national capabilities, Alliance Association Bank delivers the reach, resources and deep industry knowledge that make a difference for customers.