Small Business Banking
Experienced Small Business Bankers Ready to Serve You
Access a team led by small business industry experts with extensive experience across business checking and savings, business credit cards, lending, fraud protection, merchant services, payroll cards, succession planning, and more. We understand the rapidly changing opportunities and challenges facing small businesses, and we are committed to getting to know you and the particular needs of your business.
1. All offers of credit are subject to credit approval, satisfactory legal documentation, and regulatory compliance. Borrowers are responsible for any appraisal and environmental fees plus customary closing costs, including title, escrow, documentation fees and may be responsible for any bank fees including bridge loan, construction loan, and packaging fees.
2. All offers of credit under this program are subject to credit approval. Personal guarantees are required. Financials and additional supporting documentation may be required upon review of submitted application.
3. Floor of 4.75%. Line of credit has 5-year maturity and annual percentage rate of WSJ prime + 0.95%. Requires automatic debit from a Western Alliance Bank operating account, otherwise rate is WSJ prime +2.25% and floor rate will increase to WSJ prime rate +1.50%. $250 documentation fee applies.
4. Additional fees may apply.