ACH Positive Pay & Debit Block

Guard Against Electronic Fraud

Protect your business from electronic fraud in ACH debit transactions, with Western Alliance Bank’s ACH Positive Pay1 and ACH Debit Block1. These services give you the peace of mind that comes from safeguarding your accounts.

ACH Positive Pay

Create, maintain and update a list of pre-approved payments. We will pay only the transactions you’ve expressly authorized. You can set payment rules for each account. Those rules can be vendor-specific, amount-specific, one-time, recurring or a combination of these options. You will have the opportunity to review the exceptions. Unauthorized ACH debits will be credited back into your account.

ACH Debit Block

This feature completely blocks all ACH debit transactions. Any incoming ACH debit is automatically returned to the originating bank. Once you set up the service, there’s nothing more for you to do.

1. Requires enrollment in Business Online Banking. Some products and services may be subject to prior approval or fees. Refer to disclosures provided at account opening, the Business Schedule of Fees, and Pro Forma for additional information.