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Nick Richards

Senior Vice President Structured Finance

Nick Richards is senior vice president of structured finance for Western Alliance Bank’s Specialized Mortgage Services group. Based in Maryland, he serves clients throughout the United States. His area of focus includes the Specialized Mortgage Services group’s mortgage servicing rights (MSR) lending business, including bilateral MSR loans and MSR debt syndications.

Mr. Richards has more than 15 years of professional experience in commercial lending. He previously held multiple corporate lending roles and has broad experience providing financing solutions across numerous industries, including commercial real estate investment.

Mr. Richards, his wife and their two children are supporters and a Family Partner of the ChadTough Defeat DIPG Foundation.

He has a Bachelor of Arts degree in Financial Economics from Marymount University.

About Us

Specialized Mortgage Services

Western Alliance Specialized Mortgage Services, a national banking group within Western Alliance Bank, Member FDIC, delivers comprehensive funding solutions to independent mortgage bankers and funds nationwide. Led by experienced senior industry executives, the relationship banking team offers warehouse lending, MSR financing and treasury solutions with exceptional responsiveness and creativity. Specialized Mortgage Services is part of Western Alliance Bancorporation, which has more than $70 billion in assets. Major accolades include being ranked as a top U.S. bank in 2023 by American Banker and Bank Director. With significant national capabilities, the Specialized Mortgage Services Group delivers the reach, resources and deep industry knowledge that make a difference for customers.