Personal Checking Accounts

Compare Your Checking Options

At First Independent Bank, we give you a choice of three convenient, cost-efficient personal checking accounts1, all of which include online banking2, bill pay and eStatements.



    Personal Checking

    Personal Interest Checking

    Best For

    Customers who want a simple, no-frills checking account

    Customers with a moderate monthly balance, or those over 55, who want to earn interest

    Monthly Service Fee



    Ways to Waive the Monthly Service Fee

    • Daily balance of $500
    • Monthly recurring direct deposit

    • Daily balance of $1,500
    • Waived for customers 55 and older

    Debits, Credits & Deposited Items



    Interest Earning



    Personal Checking

    This account is ideal if you want no-frills, standard checking, with unlimited transactions, MoneyPass® ATMs/Debit card and more. There’s no service charge with a monthly recurring direct deposit.

    Personal Checking

    Personal Interest Checking

    With this account, you earn interest on your deposited funds, and we’ll waive the monthly service charge if you’re 55 or older.

    Personal Interest Checking

    1. Refer to the disclosures provided at account opening and the Schedule of Fees and Charges for additional information.
    2. Fees may be imposed for additional services related to online banking. Refer to Personal Online Banking Service Agreement for more information.