Personal Checking Accounts
Compare Your Checking Options
At First Independent Bank, we give you a choice of three convenient, cost-efficient personal checking accounts1, all of which include online banking2, bill pay and eStatements.
Personal Checking | Personal Interest Checking | |
|---|---|---|
| Best For | Customers who want a simple, no-frills checking account | Customers with a moderate monthly balance, or those over 55, who want to earn interest |
| Monthly Service Fee | $5/month | $10/month |
| Ways to Waive the Monthly Service Fee | • Daily balance of $500 | • Daily balance of $1,500 |
| Debits, Credits & Deposited Items | Unlimited | Unlimited |
| Interest Earning | No | Yes |
Personal Checking
This account is ideal if you want no-frills, standard checking, with unlimited transactions, MoneyPass® ATMs/Debit card and more. There’s no service charge with a monthly recurring direct deposit.
Personal Interest Checking
With this account, you earn interest on your deposited funds, and we’ll waive the monthly service charge if you’re 55 or older.
1. Refer to the disclosures provided at account opening and the Schedule of Fees and Charges for additional information.
2. Fees may be imposed for additional services related to online banking. Refer to Personal Online Banking Service Agreement for more information.