Personal Banking

One Relationship for Personal and Business Banking

We’re financial experts, committed to our customers and community with a goal of providing financial solutions that make lives better. If you have short or long-term savings goals or are looking for a loan, our team of dedicated bankers can help you find the right options to meet your individual needs.


Choose from a variety of checking account plans, all with unlimited transactions, no-fee bill pay and an ATM/Debit card.1

Checking Accounts


With this classic investment tool, you can earn interest without maintaining a high balance in your account.2

Savings Accounts

Money Market

Earn interest on your balance, write checks and enjoy online banking.2,3

Money Market Account

Certificates of Deposit (CDs)

Earn competitive, guaranteed interest rates when you hold these time-deposit savings tools until maturity.4

Certificates of Deposit (CDs)

Individual Retirement Account (IRA) Savings

A great option to fund your retirement, this account lets you earn tax-deferred interest on pre-tax dollars.1

Individual Retirement Account (IRA)

Home Loans

Whether you want to make improvements to your home or tap into its equity with a line of credit, we can help you get the funds you need, once your credit has been approved.5

Home Loans

Personal Loans

We offer both secured and unsecured loans, upon credit approval, to help you avoid high credit card interest rates, pay for major purchases, consolidate bills and more.5

Personal Loans

Personal Online Banking

With Online Banking you have real-time access to account information, giving you an easy, secure way to manage your personal accounts, pay bills and transfer funds online.3

Personal Online Banking

Reach a Banker

Contact Our Personal Banking Experts

About Us

Contact Us

We’re ready to help you get more from your business banking relationship. Find out how we can add value to your enterprise with responsiveness, innovative solutions and bankers who enjoy helping you meet your goals.

Get In Touch
Torrey Pines Bank Headquarters

12220 El Camino Real
Suite 200
San Diego, CA 92130
United States

See All Locations
Torrey Pines Bank Headquarters

1. Refer to the disclosure provided at account opening and the Schedule of Fees and Charges for additional information.
2. Refer to the disclosure provided at account opening and the Schedule of Fees and Charges for additional information. Withdrawal transaction limits apply.
3. Fees may be imposed for additional services related to Online Banking. Refer to the Personal Online Banking Agreement for more information.
4. Early withdrawal penalty applies if funds are withdrawn within six days of account opening or subsequent withdrawal. Other early withdrawal penalties may apply.
5. All offers of credit are subject to credit approval, satisfactory legal documentation, and regulatory compliance.