Personal Banking

One Relationship for Personal and Business Banking

At Torrey Pines Bank, our relationship bankers have the skill and experience to handle your personal banking needs, as well as your business banking, all under one roof. We’re an ideal choice for professionals or individuals whose personal and business finances are closely intertwined, and for those who expect more from their banking relationship.


Choose from a variety of checking account plans, all with unlimited transactions, no-fee bill pay and an ATM/Debit card.

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With this classic investment tool, you can earn interest without maintaining a high balance in your account.

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Money Market

Earn interest on your balance, write checks and enjoy online banking.

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Certificates of Deposit (CDs)

Earn competitive, guaranteed interest rates when you hold these time-deposit savings tools until maturity.

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Individual Retirement Account (IRA) Savings

A great option to fund your retirement, this account lets you earn tax-deferred interest on pre-tax dollars.

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Home Loans

Whether you want to make improvements to your home or tap into its equity with a line of credit, we can help you get the funds you need, once your credit has been approved.

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Personal Loans

We offer both secured and unsecured loans, upon credit approval, to help you avoid high credit card interest rates, pay for major purchases, consolidate bills and more.

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Personal Online Banking

With Online Banking you have real-time access to account information, giving you an easy, secure way to manage your personal accounts, pay bills and transfer funds online.

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About Us

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We’re ready to help you get more from your business banking relationship. Find out how we can add value to your enterprise with responsiveness, innovative solutions and bankers who enjoy helping you meet your goals.

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Torrey Pines Bank Headquarters

12220 El Camino Real
Suite 200
San Diego, CA 92130
United States

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Torrey Pines Bank Headquarters

Checking, Savings, Money Market and IRA Accounts: Refer to the disclosures provided at account opening and the Schedule of Fees and Charges for additional information. Savings and Money Market Accounts: Withdrawal transaction limits apply. Please refer to the account disclosures provided when you open an account for additional information. CDs: Early withdrawal penalty applies if funds are withdrawn within six days of account opening or subsequent withdrawal. Home and Personal Loans: All offers of credit are subject to credit approval. Personal Online Banking: Fees may be imposed for additional services related to online banking. Refer to Personal Online Banking Service Agreement for more information.