Homeowners Association
Community Management
Our Alliance Association Banking group specializes in providing tailored banking and financing solutions to community associations nationwide. With our Alliance Association Banking team, community management companies benefit from a banking team with in-depth knowledge of the community association industry, as well as advanced technology solutions and a commitment to superior customer service. This specialized team of bankers focuses specifically on the community management industry, providing in-depth industry knowledge, access to advanced technology solutions and a commitment to superior customer service.
HOA Deposit Solutions
The Alliance Association Banking team at Western Alliance Bank focuses exclusively on serving community management companies, HOAs, timeshare resort associations, common interest developments and special districts1. We offer a wide range of deposit accounts specifically designed to serve the needs of communities, including:
- HOA Checking & Interest Checking
- HOA Money Market
- HOA Certificates of Deposit (CDs)2
- HOA ICS® and CDARS®3
HOA Loans & Credit4
Whether you need to fund a capital improvement project all at once or want a more secure and convenient way to pay your vendors, we have an HOA financing product that's right for you, including:
- Maintenance and Improvement Loans
- Commercial Credit Cards
- Emergency Lines of Credit
The types of projects we finance include:
- Deferred Maintenance Projects
- Common Area Improvements
- Construction Defect Repair
HOA Cash Management Tools5
Comprehensive cash management services for your community association, Homeowners Association (HOA), Special District, Timeshare Resorts, Common Interest Development (CID) or Planned Unit Development (PUD). These services help you efficiently collect receivables, manage payables, monitor account activity and maximize investments—all to make your cash work harder for you.
- Online Banking6
- Lockbox
- Remote Deposit7
- Automatic Account Reconciliation
- Automated Clearing House (ACH)8
There are a handful of banks that represent themselves as HOA banks, but the Alliance Association Banking Team does what they do better than anyone else because it is their true specialization.
Experience Makes the Difference
As a leading community association, HOA, CIC and PUD banking resource, we understand your complex finance situation and the unique nature of HOA banking needs. Our customer-focused approach means you get a dedicated, experienced relationship manager—and a single point of contact—to help with all your HOA banking needs.
Our expert bankers understand the unique and complex banking and financing needs of HOAs and companies focused on community management. While every organization is different, we draw on effective systems and specialized products created exclusively for the community management industry to meet your individual needs.
About Us
Contact Us
Our expert bankers understand the unique and complex banking and financing needs of HOAs and companies focused on community management. While every organization is different, we draw on effective systems and specialized products created exclusively for the community management industry to meet your individual needs.
1 East Washington Street
Suite 1400
Phoenix, AZ 85004
United States
1. Western Alliance Bank Special District Checking and Money accounts available to Colorado registered business only.
2. Early withdrawal penalties may apply.
3.Deposit placement through CDARS or ICS is subject to the terms, conditions, and disclosures in applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through CDARS or ICS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. ICS and CDARS are registered service marks of IntraFi Network LLC.
4. All offers of credit are subject to credit approval, satisfactory legal documentation, and regulatory compliance. Borrowers are responsible for any appraisal and environmental fees plus customary closing costs, including title, escrow, documentation fees and may be responsible for any bank fees including bridge loan, construction loan, and packaging fees.
5. All offers of credit subject to approval. Some products and services may be subject to prior approval or fees. Please contact a Relationship Manager for additional details that may apply based on products and services selected.
6. Fees may be imposed for additional services related to online banking. Refer to Business Online Banking Setup and Authorization for more information.
7. A Business Checking account required. Other related fees may apply. Refer to disclosures provided at account opening, the Business Schedule of Fees, and Pro Forma for additional information. Funds deposited through Remote Deposit Capture will follow Western Alliance Bank’s funds availability policy as outlined in the Deposit Account Agreement Disclosure.
8. This functionality is based on the National Automated Clearinghouse Association (NACHA) 2017 rule adopting Same Day ACH Origination Solution as amended in 2020. Requires enrollment in Business Online Banking. Some products and services may be subject to prior approval or fees. Refer to disclosures provided at account opening, the Business Schedule of Fees, and Pro Forma for additional information.