Community Reinvestment Act

At Alliance Bank of Arizona, striving to help the vibrant and diverse communities we serve sustain a high quality of life and long-term economic growth is an integral part of our business culture.

To advance economic growth, we believe every community should have access to quality education, safe and affordable housing, job opportunities, transportation and health care. Alliance Bank of Arizona takes great pride in our proactive and consistent lending and investments, grants and donations to underserved communities, low- and moderate-income individuals, and the nonprofits that serve them.

Our commitment to growing the not-for-profit base in our markets is an essential value for our banking divisions. Members of the teams actively support local not-for-profit organizations often serving on multiple boards and committees. Our Community Alliance Program, which features competitive banking products, including checking, Money Market and Analysis accounts, reflects this strong commitment.

In addition to strong lending and investment programs, we make charitable contributions to help 501(c)(3) not-for-profit organizations that provide services and support in low- or moderate-income areas. Among other efforts, our banking divisions work with organizations and programs that provide:

• Affordable housing for low- or moderate-income individuals
• Community services targeted to low- or moderate-income individuals
• Education for low-income and at-risk students
• Economic Development
• Revitalization or stabilization of low- or moderate-income areas
• Cultural and Artistic Enrichment in underserved communities

To apply for financial support or an in-kind donation of goods or services, please send a proposal that includes all the following information:

• Request Amount
• Purpose of the request
• Mission of the organization
• Who the organization primarily serves
• Website address
• 501 (c)(3) confirmation

All proposals will be reviewed on a case-by-case basis. Please send the proposal to the following address:

Western Alliance Bank
CRA/Community Development Department
1 East Washington Street, Suite 1400
Phoenix, AZ 85004

Through Western Alliance Bank, Alliance Bank of Arizona has access to the Federal Home Loan Bank (FHLB) community investment grant program. We work with not-for-profits and the FHLB to grant down payment assistance for low-to-moderate income families. Learn more about the grant programs offered by the Federal Home Loan Bank at www.fhlbsf.com.

Alliance Bank of Arizona offers Individual Development Accounts (IDAs) to help qualified individuals grow their savings to purchase a home, business, or pay for college courses. Account holders pay no fees, and their funds are typically matched by a sponsoring not-for-profit organization.