Account Services

Services to Keep Your Business Moving

Your business can do more when banking is easier and more convenient. That’s why at First Independent Bank we offer so many valuable business account services. Use them to view and manage your business information, access our treasury management services1, avoid returned checks, go paperless, or make purchases and deposits.

Online Banking

Online Banking2

Get 24/7, real-time access to your accounts, in a secure environment whenever you want—from the comfort of your home or office. You'll save time and money. Choose from:

Basic Service:

  • View activity, balances and history

  • Search for transactions

  • Stop payments

  • View statements

  • Transfer funds between your business accounts

  • Check images - view front and back of paid checks

Enhanced Service:

  • Originate ACH files manually, using provided templates or import a NACHA-compliant file3

  • Originate tax payments via the ACH network3

  • View Positive Pay exception images and make payment decisions online4

  • Initiate domestic and foreign wire transfers online5

1. All offers of credit subject to approval. Some products and services may be subject to prior approval or fees. Please contact a Treasury Management Advisor and Relationship Manager for additional details that may apply based on products and services selected.
2. Fees may be imposed for additional services related to online banking. Refer to Business Online Banking Setup and Authorization for more information. All offers of credit subject to approval. Requires enrollment in Business Online Banking. Refer to disclosures provided at account opening, the Business Schedule of Fees, and Pro Forma for additional information.
3. This functionality is based on the National Automated Clearinghouse Association (NACHA) 2017 rule adopting Same Day ACH Origination Solution as amended in 2020. Requires enrollment in Business Online Banking. Some products and services may be subject to prior approval or fees. Refer to disclosures provided at account opening, the Business Schedule of Fees, and Pro Forma for additional information.
4. Requires enrollment in Business Online Banking. Refer to disclosures provided at account opening, the Business Schedule of Fees, and Pro Forma for additional information.
5. Some products and services may be subject to prior approval or fees. Other related fees may apply.  Refer to disclosure provided at account opening, the Business Schedule of Fees, and Pro Forma for additional information. Funds deposited through the Wire Origination Module will follow Western Alliance Bank’s funds availability policy as outlined in the Deposit Account Agreement Disclosure.
6. All offers of credit are subject to credit approval.
7. Fees may be imposed for additional services related to online banking. Refer to Business Online Banking Setup and Authorization for more information. eStatements require additional terms and conditions.