HOA Loans

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HOA Loans

We specialize in loans for Homeowners Associations (HOAs), Common Interest Developments (CIDs) and Planned Unit Developments (PUDs), so we understand your unique requirements. Our Association Financial Partners can walk you through a variety of funding options and guide you through the HOA loan application process.1

Ready to begin the application process? Contact our HOA loan experts with any questions you may have by emailing [email protected], calling your local relationship manager or emailing one of our lending experts directly:

Shawn Kerns, Vice President, HOA Lending, Portfolio Management Supervisor

Brian Ferguson, Vice President, HOA Lending, East Region

Matt Hall, Vice President, HOA Lending, Central Region

Get started by downloading a Request for Loan Proposal form or a Loan Application form.

HOA Maintenance and Improvement Loans

Get a term loan or construction line of credit to pay for long-term capital maintenance projects or common area improvements on those areas controlled by your HOA, CID or PUD.

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Emergency Line of Credit

If your HOA, CID or PUD is located in an area that’s susceptible to natural disaster, be prepared with a line of credit you can use to help rebuild, while you’re waiting for your insurance claim funds.

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HOA Commercial Cards

Our HOA Commercial Credit Card Programs are an easy and convenient way to manage your HOA purchases with security and ease, pay suppliers and more. The eZ Business Card Management portal offers reporting, tracking and user management.

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1. HOA loans are subject to credit approval.