Trinidad Rios joined Torrey Pines Bank in 2023, bringing nearly 20 years of experience to his role as a small business banker.  

Mr. Rios assists small business banking clients throughout San Diego with their banking and lending needs, rooted in his understanding of the community and his clients’ industries, particularly professional services and manufacturing companies. He has expertise in commercial and small business lending, including SBA loans as well as account analysis and treasury management. He specializes in customized solutions that can improve cash flow and liquidity for businesses while enhancing their resilience with fraud protection tools and services. 

Before joining the Torrey Pines Bank team, Mr. Rios served as a business banker and relationship manager at Bank of America, Tri Counties Bank, Chase and Citibank. He graduated from the University of San Francisco with a Bachelor of Science in Economics.

About Us

Torrey Pines Bank

Torrey Pines Bank, the Southern California division of Western Alliance Bank, Member FDIC, delivers relationship banking that puts clients at the center of everything. Founded in 2003, Torrey Pines Bank offers a full spectrum of tailored commercial banking solutions delivered with outstanding service. With offices throughout San Diego, Los Angeles and Orange County, Torrey Pines Bank is part of Western Alliance Bancorporation, which has more than $70 billion in assets. Major accolades include being ranked as a top U.S. bank in 2023 by American Banker and Bank Director. As a regional bank with significant national capabilities, Torrey Pines Bank delivers the reach, resources and local market expertise that make a difference for customers.