Insights

Business Banking Insights

Great banking relationships begin with outstanding products and services. But it’s the combination of knowledge and sector-specific expertise at Torrey Pines Bank that brings our clients a competitive advantage. In Insights, we’ve assembled smart thinking from our bankers who work to stay ahead of the curve across a wide range of industries. It’s one more way our highly experienced bankers are committed to knowing more and doing more for our clients.

Insights

Tap Into Smart Thinking

Business owners discussing financing with their small business banker

Seeking Business Financing? What to Know First

Nonprofit organizers seeking information about banking services.

What Should a Nonprofit Look for in a Commercial Bank?

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Your Commercial Credit Card and Digital Security

Two financiers having a conversation outside

Today’s Financing Climate: What to Know Now

Our bankers can help you stay informed about solutions and services that can keep your business moving forward in a changing financing environment.

Settlement claim administrators sitting at a meeting table

Top 5 Tips for Lawyers Working with Settlement Administrators

Highlights from the Fifth Annual Western Alliance Bank Class Action Law Forum, held in collaboration with University of San Diego Law School.

Two business owners discussing succession planning with a corporate lawyer

Business Owners Can Plan Their Exits Using These Strategies

Torrey Pines Bank recently convened a panel of experts to discuss how business owners can successfully exit their businesses, whether through a sale, inheritance or new management.

A fiduciary banker sitting at a table with clients

Banking Designed for Professional Fiduciaries: We’re Here to Help

Professional fiduciaries safeguard the best interests of their clients. Our fiduciary service bankers deliver tailored solutions and service to meet your clients’ needs.

Two small business owners sitting at a table with a banker

Setting Your New Small Business Up for Success

For many who are looking to start their own small business, there are often more questions than answers. Set yourself up for success at the onset by taking a close look at these key things.

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Foreign Exchange Hedging Policy Client Advisory

All companies operating internationally will be exposed to foreign currency exchange (FX) risk. Financial derivatives are products that can be utilized to reduce the impact.

Asset-Based Lending: Advantages and Examples

There are many ways of raising the capital needed to grow a business, yet many companies default to a traditional cash flow-based loan. Asset-based lending is a lesser-known financing option that may make more sense.

What Should a Nonprofit Look for in a Commercial Bank?

Nonprofits have business banking needs that are unique. Here’s what to look for when evaluating banking options for your nonprofit so that you can focus on your continued operation and growth.

Photo of a wharehouse with boxes stacked high on shelves.

Understanding Asset-Based Lending and Its Benefits for Your Business

Even though a business generates significant assets it may still experience cash shortages. It may grow so rapidly that the company’s cash flow is not aligned with traditional borrowing requirements.

Economic Forecast Leading Into 2023: Bumps and Opportunities in the Road

The dynamic economic conditions of 2022 won’t smooth out any time soon. But the economic forecast isn’t all bad, and may hold promise for a robust private sector.