Secured Personal Loan
This type of loan uses an asset, such as a car or Torrey Pines Bank checking or savings account, as security. It’s ideal for savers and investors who need cash for a variety of reasons.
Unsecured Personal Loan
Use this loan to save money on your high-interest credit card balances, pay for major purchases or personal expenses, consolidate bills, take a dream vacation or pay an unexpected tax bill. It doesn’t require collateral to secure the loan.
1. All offers of credit are subject to credit approval, satisfactory legal documentation, and regulatory compliance. Borrowers are responsible for any appraisal and environmental fees plus customary closing costs, including title, escrow, documentation fees and may be responsible for any bank fees including bridge loan, construction loan, and packaging fees.