Western Alliance Bank & AmeriHome Mortgage Synergies for a Complete Mortgage Banking Relationship
Powerful Offerings From Western Alliance Bank and AmeriHome Mortgage
In today’s market, you’re looking for efficiencies — and trustworthy financing to help make the most of your business. We invite you to consider our exceptionally strong suite of warehouse and correspondent mortgage lending resources from one responsive team.
Offerings
Mortgage Warehouse Lending
- Line sizes range from $5MM - $500MM
- Customized to match each client’s needs
- Preferential terms for loans purchased by AmeriHome
MSR Financing
- Includes flexible facilities with interest-only and term financing solutions
Treasury Management Solutions1
- Robust technology solutions, personalized attention
- Self-service portal
- Full suite of depository account types
- Dedicated and high-touch customer service
- Direct connection to an account representative
- Specialized escrow accounts team with mortgage servicing expertise
Scratch and Dent
- Available in all 50 states and D.C.
- Newly originated or seasoned loans
Note Financing
- Credit facilities secured by loan portfolios for a variety of asset classes
Offerings
Underwriting Options
- Delegated
- Non-Delegated
Full Suite of Conventional and Government Products
- Fannie, Freddie, FHA, VA and USDA
- Fannie HomeReady®
- Freddie Home Possible®
- Texas 50(a)(6)
Commitment Options
- Bulk
- Best Efforts (BE)
- Bulk Assignment of Trade (Bulk AOT)
Powerful National Capabilities
Western Alliance Bank is one of the country’s top-performing banking companies and the go-to commercial bank for mortgage companies. Our subsidiary, AmeriHome Mortgage, is the largest bank-owned correspondent investor in the country.2 Both companies offer businesses the resources and sophisticated services and solutions of a national bank along with the flexibility, commitment, market knowledge and customer services of a bank with strong regional roots.
When you choose Western Alliance Bank and AmeriHome Correspondent, you benefit from synergies that may offer:
- Faster loan purchases to free up cash
- Higher advance rate/reduced haircuts
- Reduced spread due to internal efficiencies
- Advanced technology to streamline loan funding
- Skilled operations team
- Responsive credit and funding teams
- Consultative industry advice and planning
- Quick credit decisions
- Access to the executive team
1. All offers of credit subject to approval. Some products and services may be subject to prior approval or fees. Please contact a Treasury Management Advisor and Relationship Manager for additional details that may apply based on products and services selected.
2. According to Inside Mortgage Finance December 6, 2024.
© 2025 Western Alliance Bank & AmeriHome Mortgage Company, LLC, A Western Alliance Bank Company. Information herein intended solely for mortgage bankers, mortgage brokers, financial institutions and correspondent lenders. All offers of credit are subject to credit approval, satisfactory legal documentation, and regulatory compliance. AmeriHome is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Western Alliance Bank, Member FDIC. AmeriHome License #4131116. NMLS #135776.