Tailored Solutions to Reach Your Goals
Expect More from Your Commercial Banking Partner
Your business is unique, with goals and challenges that are distinctly yours. Don’t settle for one-size-fits-all banking. You deserve a partner that takes the time to build relationships and customize solutions that meet your needs now and into the future. Getting that hands-on, personal touch doesn’t mean sacrificing access to powerful national resources. At Torrey Pines Bank, you can expect more – expert commercial bankers that know you and Southern California. Plus, we’re part of Western Alliance Bank, recognized as #1 Top-Performing Bank (assets $50 billion and above) for 2023 by American Banker. Our regional brands and national businesses put customers first. All the resources and stability you need, plus the industry expertise and local presence you value.
Banking Solutions for Business Owners and Entrepreneurs
We offer a full complement of business banking services to companies operating across a variety of industries. We are your advocate, doing all that we can to help your business reach its goals, no matter how big or small.
With Torrey Pines Bank, you can expect:
- Customer-focused approach: You’ll have a dedicated, experienced banker – and a single point of contact – for all your professional and personal banking needs.
- Advanced cash flow management1: Our treasury management services can help your business improve cash flow, minimize fees, optimize cash balances and interest earned - and even help fight fraud. We’ll analyze your account activity and balances, to determine the best combination of products, tools and services for your business.
- Wide range of loan types2: Lines of credit, equipment financing, acquisition financing, commercial credit cards and SBA 7(a) and 504 loans, customized to meet your needs with competitive rates. From application to final closing, you’ll benefit from local approval authority, a timely closing process and responsive decision-making and risk administration.
- Global services: Our team of experienced professionals can help you manage market risk and expand internationally by providing in-depth advice and custom-tailored solutions.
- Customized solutions: If your business has more individualized needs, we’ll tap the full capabilities of our entire Western Alliance Bank team. Our local relationship managers work with a wide range of specialized business experts to create tailored solutions specific to your industry.
Trusted. Proven. Reliable.
Western Alliance Bank is built to serve commercial customers across the country. With established regional divisions such as Torrey Pines Bank and multiple national business lines, we have a uniquely flexible and diversified business model that positions Western Alliance Bank with proven strength and stability across economic cycles and market challenges. The powerful national resources of Western Alliance, including sophisticated products and services and world-class banking experts, provide the perfect complement to the personal, hands-on care and relationship-based banking that Torrey Pines Bank customers have come to expect. Powered by Western Alliance Bank, Torrey Pines Bank is the commercial banking partner you need to reach your goals.
#1 Top-Performing Large Bank with Assets $50 Billion and Above for 2023
AMERICAN BANKER
#2 U.S. Bank with Assets of $50 Billion and Above
BANK DIRECTOR'S 2023 RANKINGBANKING STUDY
#1 CEO, CFO, Board and Investor Relations Team
INSTITUTIONAL INVESTOR 2023-2024 ALL-AMERICA EXECUTIVE TEAM MIDCAP
Relationship Banking in Action
Trust the Experts - Our Clients
The personal touch matters to Tideline Partners. "Torrey Pines Bank was invested in our success and understood what we needed to keep moving the Found Lofts project forward. Without having their investment in our success there is no way we would have been able to finish both on-time and on-budget." – Lev Gershman, Managing Partner, Tideline Partners
Let's Connect
Complete the information below and we'll connect you with one of our experienced Relationship Managers who can help you find the right banking solution tailored to your needs.
If you have questions about an existing account, please contact our Customer Service team for assistance.
About Us
Torrey Pines Bank
Torrey Pines Bank, the Southern California division of Western Alliance Bank, Member FDIC, delivers relationship banking that puts clients at the center of everything. Founded in 2003, Torrey Pines Bank offers a full spectrum of tailored commercial banking solutions delivered with outstanding service. With offices throughout San Diego, Los Angeles and Orange County, Torrey Pines Bank is part of Western Alliance Bancorporation, which has more than $70 billion in assets. Major accolades include being ranked as a top U.S. bank in 2023 by American Banker and Bank Director. As a regional bank with significant national capabilities, Torrey Pines Bank delivers the reach, resources and local market expertise that make a difference for customers.
1. All offers of credit subject to approval. Some products and services may be subject to prior approval or fees. Please contact a Treasury Management Advisor and Relationship Manager for additional details that may apply based on products and services selected.
2. All offers of credit are subject to credit approval, satisfactory legal documentation, and regulatory compliance. Borrowers are responsible for any appraisal and environmental fees plus customary closing costs, including title, escrow, documentation fees and may be responsible for any bank fees including bridge loan, construction loan, and packaging fees.